CardVault
Portfolio Manager
Your credit card portfolio,
under full control.
Track fees, benefits, and spend across every card. Make data-driven decisions at renewal — not guesses.
Portfolio Dashboard
Total fees, benefit value, net cost, and upcoming anniversaries at a glance.
Fee Waiver Tracker
Live spend progress toward your waiver threshold with days remaining in the card year.
Benefits Tracker
Log lounge access, cashback, milestones, and vouchers. Mark used, track cap utilisation.
Spend Analytics
Category-level spend logs with monthly charts — dining, travel, fuel and more.
Credit Limit Intelligence
Compare your limit against the highest seen for the same card across all users.
Billing Cycle View
Visual swimlane of all billing and due dates across your entire card portfolio.
Credit Score Log
Track CIBIL, Experian, and Equifax scores over time with trend visualisation.
Yearly Review Engine
Algorithm-scored Keep / Review / Close recommendations with audit history.